You don't have to attend "Canoe U" to bank with Annapolis Bancorp. It's the holding company for BankAnnapolis, which serves individual and small business customers through 10 branches in and around the Maryland capital. The bank offers such retail services as checking, savings, and money market accounts; IRAs; and CDs. It also provides private business banking, including cash management and credit products. Its lending activities are composed of commercial mortgages (about 30% of its total loan portfolio), one- to four-family real estate loans (more than 25%), and business loans, and to a lesser extent, construction and consumer loans. Annapolis Bancorp was acquired by F.N.B. Corp. for $51 million in 2013.